OWNER FINANCING AVAILABLE - 10% DOWN Lot 20 at ClearWater Ranches offers a thoughtfully composed piece of Hill Country land where quality, privacy, and long-term vision come together. Seller financing concessions are available, and sensible restrictions are in place to preserve the integrity and value of the community-ensuring this land remains as desirable in the future as it is today. Ownership also includes access to a private Guadalupe River park, where evenings gather around a fire pit and improved steps lead down to the water, tying your land directly to the river lifestyle that defines this setting. Located just 5 minutes from Comfort, 20 minutes to Boerne, and approximately 40 minutes from San Antonio, this land provides a rare balance of accessibility and seclusion. The land itself is highly usable, featuring gently rolling topography and a beautiful collection of mature, old-growth hardwoods that create shade, privacy, and a sense of permanence. A defining feature is the spring-fed livestock tank, offering a dependable, year-round water source-an increasingly rare attribute that enhances both function and visual appeal. Set among the trees, the tank serves as a natural focal point while supporting wildlife and recreational enjoyment. Multiple build sites are positioned across the land, offering flexibility for a homesite that blends naturally into its surroundings. In addition to the on-site water feature, the Guadalupe River park elevates the overall experience. Designed for both relaxation and connection, it offers direct access to the river along with gathering spaces that make it easy to enjoy time with family and friends. This combination of private land and shared river access creates a well-rounded Hill Country lifestyle The combination of water, cover, and native habitat supports year-round activity, adding to the property's appeal for both recreation and quiet enjoyment. Lot 20 offers versatility as a primary homesite, weekend getaway, or long-term investment. An agricultural exemption provides potential tax advantages, while the community's guidelines help protect the surrounding land and overall value. With financing options available, this is an accessible opportunity to secure quality land in one of the Hill Country's most desirable areas. OWNER FINANCING DISCLAIMER Owner financing may be available on select properties to qualified purchasers, subject to Seller approval in Seller's sole discretion. Any discussion of financing terms is preliminary only and shall not constitute a commitment to lend or extend credit. All proposed terms, including down payment, interest rate, amortization, maturity, balloon payment, collateral, guaranties, reserves, and closing conditions, are subject to change without notice and contingent upon final underwriting and execution of definitive written agreements. Any proposed financing shall be subject to, among other things: * Buyer creditworthiness and financial review * Verification of income, assets, liquidity, and ability to repay * Satisfactory appraisal, valuation, title, survey, and property review * Compliance with all applicable federal, state, and local laws and regulations * Review and approval by Seller and/or any applicable third-party lender or underwriting requirements * Receipt of all requested documentation * Final legal documentation acceptable to Seller Seller reserves the right to approve, deny, modify, or withdraw any proposed financing terms at any time prior to closing. Seller complies with all applicable federal and state fair housing and non-discrimination laws. Financing opportunities, if offered, are made available without regard to any protected classification under applicable law. This material is for informational purposes only and does not constitute an offer to lend, a financing commitment, or a guarantee of approval. Purchasers are encouraged to seek independent legal, tax, and financial advice regarding any proposed t